The financial crisis has brought forward key weaknesses in the way financial institutions are run the world over. Out of the departments in these financial institutions, the department which has come under the maximum scrutiny has been the Risk Management department.

The core reason for the crisis was the credit crunch, and such a fluid condition was not anticipated by anyone around the world. Way too many borrowers failed to meet its obligations in accordance with agreed terms what put extra pressure on credit risk managers and their teams. The key word for the Risk Managers here was to 'anticipate' and take precautionary measures.

Exposure to credit risk continues to be the leading source of problems in almost all banks. That's why we are here for a sixth year to help you to get better results. Join us Budapest and meet credit risk experts from leading banks and financial institutions in CEE countries. Their practices differ depending upon the nature and complexity of their credit activities. Therefore it's absolutely crucial to know how your business partners and competitors are dealing with credit risk and get the best from each one.

With five sold-out conferences and a great reputation within the industry, we are proud to use our partners' words and describe us as "the best and most prestigious platform for all professionals involved in credit risk management". Mark these words and join us Budapest to find out how your attendance will help your business performance.

· Philippe Van Hellemont, BNP Paribas Fortis, Vice President, CRO

· Manfred Gram, Volksbank, Member of the Board

· Harald Walitsch, Ceska Sporitelna, Head of Credit Risk Retail

· Ebru Ogan, Garanti Bank, Senior Vice President

· Krzysztof Dresler, PKO Bank Polski, Vice President of the Management Board

· Sorin Serban, GE Money, Chief Risk Officer

• Achieve effectiveness in credit risk management

• Identify areas for development and improvement

• Enhance the awareness of counterparty credit exposure

• Manage successfully retail credit risk for SMEs

• Discover advanced collections & recovery techniques
• Minimize disputes in debt recovery

Vice Presidents, Directors and Heads of Credit Risk Management, Credit Portfolio Management, Risk Analysis, Credit Risk for Retail & SME, Credit Risk Measurement, Economic Capital, Regulatory Capital, Risk Strategy, Basel II Project, Credit Restructuring, Credit Trading, Credit Strategy